Empowering Small and Medium Enterprises
Small and Medium Enterprises (SMEs) are an integral part of our economy. Widely termed as the "engine of economic growth" for Bangladesh, SMEs play a highly significant role in employment generation, poverty reduction, and overall national development.
We intend to actively contribute to our economy by facilitating SME growth through tailored financial assistance. Whether you are running a manufacturing, trading, or service-oriented business, our dedicated SME loans are designed to help you scale and succeed.
Our SME Offerings
Comprehensive funding solutions crafted to meet the daily operations and expansion goals of your enterprise.
Term Finance
Reliable long-term financial support to meet your capital expenditures and business expansion goals.
Lease Finance
Asset-backed financing to help you acquire necessary machinery and equipment seamlessly.
Working Capital
Short-term financing designed to boost your daily operations and manage cash flow smoothly.
Factoring & Orders
Specialized finance against work orders and receivables (factoring) to ensure uninterrupted execution.
Key Attributes & Eligibility
Competitive Rates
We offer highly competitive interest rates to ensure your SME loan supports growth without imposing heavy burdens.
Fast Processing
Experience a convenient and customer-friendly system ensuring loan processing in the absolute shortest possible time.
Dedicated Support
Our expert advisors provide dedicated customer service to guide your business every step of the financing journey.
Convenient Repayment
We offer flexible and convenient repayment systems tailored specifically to match your business's cash flow cycles.
Business Age
To qualify for our SME financing, the age of your business must be actively operational for more than 2 years.
Entrepreneur Experience
Entrepreneurs applying for the loan must possess more than 4 years of working experience in the related business sector.
SME Loan at a Glance
| Item | Details |
|---|---|
| Indicative Rate | Subject to latest company circular and Bangladesh Bank guidelines |
| Processing Fee | As per applicable policy and approved facility |
| Eligibility | Operational SMEs with valid trade documents and business cash flow |
| Required Documents | Trade license, financials, KYC, and business profile |
Need Quick Help?
Let our team help you with the latest SME financing requirements and the next steps to apply.
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