Knowledge Base
Answers to Common Queries
You will need a duly filled account opening form, recent photographs, a copy of your NID (or Passport/Driving License), and a copy of your E-TIN. For corporate accounts, additional documents like a Trade License and Board Resolution are required. Please refer to our Account Opening Instructions page for full details.
Yes, premature encashment is generally permitted. However, it is subject to our encashment rules. Depending on the plan and how early you withdraw, you may receive a reduced interest rate or no interest at all.
Most of our deposit plans allow you to take an instant loan of up to 90% of your deposited principal amount. You simply need to submit a short request form at your branch. The interest rate is typically 2.5% above your deposit's earning rate.
Any legitimate Small and Medium Enterprise, trading entity, manufacturing unit, or service provider with a valid trade license, standard banking history, and verifiable cash flow is eligible to apply for our SME Loan facilities.
Usually applicants need a completed application form, NID, recent photographs, proof of income, property documents, and any other documents requested during the review process.
Lease finance is mainly used to acquire assets such as machinery, vehicles, or equipment, while a term loan is a general financing facility for business expansion or capital expenditure.
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