BLI Centuria Plan
Short-Term Growth With Clear Terms
The BLI Centuria Plan is a flexible short-to-medium term deposit scheme for investors seeking profit at maturity over milestone tenures of 100, 200, 300, or 400 days. Profit rates are applied as per the prevailing rate chart at the time of account opening, subject to the scheme terms, applicable taxes, excise duty, and regulatory conditions.
Important Product Note
- Profit/interest rates are subject to the prevailing rate chart and must be confirmed at the time of account opening.
- Tax and excise duty may be deducted as per the prevailing Government of Bangladesh rules.
- Premature encashment may result in revised profit or reduced payout as per scheme terms.
- This page is for general information only; the official account opening form and agreement govern the final terms.
Key Attributes
Milestone Maturities
Choose a customized deposit timeline that perfectly fits your short-term financial goals. Your investment matures at exact milestones of 100, 200, 300, or 400 days.
Fixed Profit at Maturity
Receive your principal amount along with profit at the agreed rate on your selected maturity date (100, 200, 300, or 400 days), subject to scheme terms and prevailing Bangladesh Bank regulations.
Instant Liquidity
Need urgent funds? We provide a highly convenient loan facility of up to 90% against your deposited amount at any point during your tenure.
How It Works
Start growing your funds in three easy steps.
1. Choose Your Term
Select your preferred milestone: 100, 200, 300, or 400 days based on your specific financial timeline.
2. Make Your Deposit
Fund your Centuria account securely using our flexible and convenient deposit methods.
3. Enjoy Your Returns
Receive your principal plus applicable profit on your maturity date, subject to tax and excise duty deductions as per Government rules.
Scheme Terms at a Glance
| Tenure | Profit Rate | Notes |
|---|---|---|
| 100 / 200 / 300 / 400 days | As per prevailing rate chart | Confirm applicable rate at branch before deposit |
| Loan against deposit | Up to 90% of deposited amount | Subject to approval; loan rate minimum 2.5% above deposit rate |
| Premature encashment | Revised profit as per scheme terms | Early withdrawal may reduce or forfeit profit |
| Tax & excise duty | As per Govt. rules | Deducted at source where applicable |
Rates are indicative and may change without prior notice per Bangladesh Bank guidelines and company policy.
Important Information & Regulatory Disclaimer
- Interest / profit rates: Rates mentioned on this page are indicative only. Prevailing rates are determined by company policy and Bangladesh Bank regulations at the time of account opening. Please confirm the applicable rate from your nearest branch before depositing.
- Tax & excise duty: Applicable income tax at source (TDS) and excise duty will be deducted as per prevailing Government of Bangladesh rules.
- Premature encashment: Early withdrawal or encashment before maturity may result in a revised profit/interest calculation, penalty, or no profit as per the specific scheme terms.
- Loan against deposit: Where available, loan facilities are subject to approval, applicable charges, and a minimum spread above the deposit rate as stated in the scheme terms.
- Regulatory status: Union Finance & Leasing Ltd. is a Bangladesh Bank-regulated non-bank financial institution operating under the Financial Institutions Act, 1993. Deposit products are offered in accordance with applicable regulatory guidelines.
- Binding terms: This page provides general product information only and does not constitute a binding offer. The terms stated in the official account opening form, deposit receipt, and signed agreement with the company shall prevail.
For the latest rate chart, product circular, or scheme-specific conditions, please contact our corporate office or visit your nearest Union Finance branch.
Ready to start growing your wealth?
Opening an investment account with Union Finance is simple, fast, and secure. Review our standard requirements and start your financial journey today.
View Account Opening Instructions